Your Credit Score Matters. We Make It Work For You!
Struggling with bad credit? We remove inaccurate negative items and help you rebuild your score so you can qualify for what matters most.
OUR SERVICES
What We Offer

Credit Repair
We fix credit report errors, improve scores, and provide guidance for long-term financial health.

Business Credit
We help businesses build strong credit profiles, secure better financing, and establish lasting financial credibility.

WHY CHOOSE SMOOV CREDIT?
Faster, Smarter Credit Repair
We don’t just fix credit, we help you build a stronger financial future.

Proven Credit Repair Strategies
We challenge inaccurate, outdated, and unverifiable negative items legally and effectively.

Faster Results, No Guesswork
Credit repair can take time, but our proven system speeds up the process, so you see improvements sooner.

Personalized Credit Solutions
Not all credit issues are the same. We create a tailored action plan that fits your unique situation.

Get Approved For Loans & New Opportunities
A higher credit score can help you qualify for better loans, lower interest rates, and new financial opportunities.
About Us
Smoov Credit is a company that was founded in 2021 amidst the Covid crisis. Many Americans were thinking about how they were going to survive and how they were going to protect their financial futures and credit.
Dana Purnell, founder, and champion for the people, thought about how we could help his community come out of this with better credit and better financial stability. Smoov Credit was founded on the principles of fairness, promptness, communication, and justice for clients.
About Us

Smoov Credit is a company that was founded in 2021 amidst the Covid crisis. Many Americans were thinking about how they were going to survive and how they were going to protect their financial futures and credit.
Dana Purnell, founder, and champion for the people, thought about how we could help his community come out of this with better credit and better financial stability. Smoov Credit was founded on the principles of fairness, promptness, communication, and justice for clients.

Credit Guide

Five factors impact your FICO score and account for varying percentages of your total credit score. These factors are important to keep in mind when applying and using credit.

Take The First Step Toward Better Credit
Stop letting bad credit hold you back. Learn how we’ve helped clients qualify for homes, cars, and better rates.