by Smoov Credit | Feb 21, 2025 | Uncategorized
What is a FICO® Score? A FICO Score is a three-digit number based on the information in your credit reports. It helps lenders determine how likely you are to repay a loan. This, in turn, affects how much you can borrow, how many months you have to repay, and how much...
by Smoov Credit | Feb 18, 2025 | Uncategorized
Tradelines are simple. There are only two main variables that you need to consider: age and credit limit. Of course, price and posting dates are also important, but let’s set that aside for the moment. If you want to see good results, you have to focus on age. Age...
by Smoov Credit | Feb 17, 2025 | Uncategorized
Your credit score plays a big role in your financial life. It affects your ability to get loans, credit cards, and even a new apartment. But what actually goes into your credit score? In this blog, we’ll break down the five key factors that affect your credit...
by Smoov Credit | Nov 14, 2021 | Uncategorized
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